By Orson Scott Card Editor's note: Orson Scott Card is a Democrat and a newspaper columnist, and in this opinion piece he takes on both while lamenting the current state of journalism . An open letter to the local daily paper — almost every local daily paper in America: I remember reading All the President's Men and thinking: That's journalism.� You do what it takes to get the truth and you lay it before the public, because the public has a right to know. This housing crisis didn't come out of nowhere. It was not a vague emanation of the evil Bush administration. It was a direct result of the political decision, back in the late 1990s, to loosen the rules of lending so that home loans would be more accessible to poor people. Fannie Mae and Freddie Mac were authorized to approve risky loans." (click on title for more)